Registered Retirement Savings Plan (RRSP)

A Registered Retirement Savings Plan is a tax deferred savings plan.  This is not an investment, but it is the product where you put your investment.  




Effective Date:

Governed By:

Eligibility:

Member Accounts:

Spousal Accounts:

Contributions:

Group RRSP:  Sponsored by an employer or association.  Each person has their own account plus Spousal Accounts may be available.  These plans have lower costs, and they are “Structured” if the Sponsor makes contributions.

Withdrawals:

Transfers:

Termination:

Retirement:

Death:

Tax Receipts:

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